Buy a Home Just 2 Years After Chapter 7 Bankruptcy
A Chapter 7 bankruptcy doesn’t mean homeownership is out of reach. In fact, you can qualify for a mortgage just 2 years after your bankruptcy discharge.
🔧 Rebuild Your Credit the Right Way
Right after filing, it’s crucial to start rebuilding your credit. Opening three secured credit cards and managing them responsibly can help you restore strong credit by the time your two‑year waiting period is complete.
📈 What Lenders Need to See
To qualify after bankruptcy, your credit must be reasonably clean since the discharge:
• Minimum credit score: 580 for just 3.5% down
• Scores as low as 500 may qualify with 10% down payment
🏠 What You Can Buy
Once your credit is rebuilt, you can move forward with:
• A new home purchase
• A car
• Other major financing needs
💼 We Offer These Loans
Barclay Butler Financial Inc. specializes in helping borrowers bounce back after bankruptcy and get into a home sooner than they think.
✅ We close loans others can’t.
📍 Licensed States
California, Florida, Georgia, Illinois, North Carolina, South Carolina, Tennessee
📞 Contact Us
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Call/Text: 224-420-9990
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Contact: Barclay Butler
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