FHA mortgage should I use Fannie Mae or Freddie Mac.

People do not realize that 95% of all lenders use Fannie Mae to get loans approved. The reason for this is because it is more difficult for a lender to get approved to do Freddie Mac loans. If a customer gets turned down for an FHA loan there is a very good chance the lender was trying to go to […]

🎓 What You Should Know About Student Loans Before You Buy a Home or Refinance

  Student loans can help or hurt your mortgage approval — and in some cases, they can stop the process entirely. Different loan programs treat student loan debt differently, which means the type of mortgage you choose matters more than most borrowers realize. Here’s a clean breakdown of how FHA, VA, USDA, and Conventional loans look at student loans. 🚫 […]