Barclay Butler Financial Inc.

March 14, 2023

1 day out of a foreclosure and you could buy a home!

Yes it is true you can buy a home 1 day after your foreclosure. Your home has to have been already foreclosed, it cannot be in the process of being foreclosed. If you have a 550 credit score and 40% down you can buy a new home. You can get either a Fixed Rate or ARM and or Interest Only. […]

All states 0 30 sec read

March 14, 2023

Buy a Home Just 2 Years After Chapter 7 Bankruptcy

A Chapter 7 bankruptcy doesn’t mean homeownership is out of reach. In fact, you can qualify for a mortgage just 2 years after your bankruptcy discharge. 🔧 Rebuild Your Credit the Right Way Right after filing, it’s crucial to start rebuilding your credit. Opening three secured credit cards and managing them responsibly can help you restore strong credit by the […]

203- K mortgage 0 50 sec read

March 14, 2023

Alternative Income mortgages are BACK.

It has been many years but alternative income loans are BACK. This loan is for a self-employed person who does not show all of their income on a tax return. If you are buying or refinancing a home and you are self employed this is the perfect mortgage for you. You can get this loan on your primary, second home […]

Bad Credit 0 45 sec read

March 14, 2023

Mortgage company overlays helping or hurting home sales.

Most mortgage companies have overlays on their products. An overlay is an additional requirement added on top of a FHA, VA, USDA or conventional mortgage guidelines. One example is FHA allows down to a 580 credit score if you want to put down 3.5% down payment. 95% of the lenders state you must have a 640 credit score and about […]

2-4 unit building 0 1 min read

March 17, 2019

Bill Consolidation Mortgage – Reduce Your Monthly Payments

⭐ Flexible Credit Requirements• Minimum credit score: 500• Designed for borrowers who need real solutions, not perfect credit 💳 Debts You Can Pay OffThis mortgage lets you roll in:• Your current mortgage (if you have one)• Auto, motorcycle, boat, and RV loans• Student loans• Personal loans• All credit cards 🏠 Eligible Property Types• Owner‑occupied homes• Second homes• Investment properties […]

All states 0 44 sec read

November 15, 2014

FHA mortgage should I use Fannie Mae or Freddie Mac.

People do not realize that 95% of all lenders use Fannie Mae to get loans approved. The reason for this is because it is more difficult for a lender to get approved to do Freddie Mac loans. If a customer gets turned down for an FHA loan there is a very good chance the lender was trying to go to […]

Blog 0 2 min read

1 day out of a foreclosure and you could buy a home!

Buy a Home Just 2 Years After Chapter 7 Bankruptcy

Alternative Income mortgages are BACK.

Mortgage company overlays helping or hurting home sales.

Bill Consolidation Mortgage – Reduce Your Monthly Payments

FHA mortgage should I use Fannie Mae or Freddie Mac.

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