May 1, 2026

Fix & Flip No‑Doc Loans with a 500 credit score.

Have you been thinking about buying a property to flip or hold as a rental? Now you can with a 500 credit score. No experience is needed. Barclay Butler Financial Inc. offers a true no‑doc Fix & Flip program designed for investors who want maximum leverage and fast closings. ✅ Program Highlights ✔ 100% Financing Available. With a 619-500 credit […]

2-4 unit building 0 50 sec read
September 24, 2025

Non-QM Loans Available with Credit Scores as Low as 500

Most lenders require a 620+ credit score for Non-QM financing because they rely on automated approval systems. But Non-QM (Non-Qualified Mortgage) programs were designed for borrowers with alternative income situations — like self-employed individuals or those without W-2s — and can help you qualify even with lower credit.   📜 What Are Non-QM Loans? Non-QM (Non-Qualified Mortgage) loans were created […]

2-4 unit building 0 49 sec read
September 14, 2025

Hard Money Loans

Hard Money Loans: An Overview What They Are Hard money loans are short-term, asset-based loans primarily used by real estate investors. Unlike traditional bank mortgages, they are issued by private investors or lending companies and rely on the property’s value rather than the borrower’s credit history. How They Work Asset-based lending: Approval is based on the property’s value (collateral), not […]

2-4 unit building 0 1 min read
June 19, 2025

Need Cash? A Cash-Out Refinance Might Be the Solution

  A cash-out refinance allows you to access the equity in your property and use the funds for virtually any purpose—pay off debt, make a major purchase, invest in a business, or simply improve your financial flexibility. ✅ General Requirements: Most lenders require a minimum credit score of 640. If you’re self-employed and show limited income on your taxes, options […]

2-4 unit building 0 42 sec read
April 4, 2025

Asset Based Lending (Hard money loans) No credit score used

Do you own a property but your credit score is low. Have no way of accessing the equity in the property. We can help you. Asset Based lenders can lend on almost any property type. Property types include, SFH, 1-4 units, manufactured home, PUD, townhome, condo, dome home, co-op, log home,  multi units, apartment buildings, commercial, industrial, ranch, farm, agricultural, […]

2-4 unit building 0 52 sec read
October 16, 2024

Investment Property Mortgages – Even with Bad or No Credit

Credit issues don’t have to stop you from building your real estate portfolio or tapping into the equity of your investment properties. Past bankruptcies, foreclosures, or late payments? No problem — we have solutions. Whether it’s a single-family home, condo, or commercial property, we offer tailored mortgage options designed to fit your goals: ✅ 25% down or 75% equity required […]

2-4 unit building 0 27 sec read
March 6, 2024

Buy a Home While in Chapter 13 Bankruptcy

Most people don’t realize this—but you can buy a home while you’re still in a Chapter 13 bankruptcy. If you’ve filed Chapter 13, you only need to wait 1 year from the filing date and have 12 on‑time payments to the trustee to qualify. ⭐ Rebuild Your Credit the Right Way To prepare for approval, it’s important to rebuild your […]

203- K mortgage 0 56 sec read

Brochure

    Complete the form below to download a copy of our brochure.
     
    Name *
    Email *
    Phone

    RSS Mortgage News Daily

    Commercial


    Our team is committed to being the fast, creative, and reliable consultants that will help you close commercial loans while providing seamless customer support from our lenders to your clients. READ MORE...

    Trusted

    Copyright © 2023 Barclay Butler Financial Inc Equal Housing Lender |California, Florida, Georgia, Illinois, North Carolina, South Carolina, and Tennessee Residential Mortgage Licensee