How long after starting a new job can I get a home loan?

It depends on if you had a job gap (time off between jobs) and how long the job gap was. You could have a job gap for many reasons, laid off, fired, maternity or left for a new job.

If your job gap was over 6 months than you will have to wait until you have 6 months on your new job. You can get an exception to the 6 months if you are getting a conventional loan & you also have an employment contract. If your job gap was less than 6 months, you only need to be on the new job for 30 days and be able to show 30 days worth of pay stubs. An exception may be granted if you have an employment contract.

If you recently graduated college and can show transcripts, you can get a loan with only being on the job for 30 days. You can contact me with any questions you might have. Barclay Butler Financial is currently licensed in California, Florida, Illinois, Georgia, North Carolina, South Carolina and Tennessee. Please call or text 224-420-9990 to discuss. You can also email me at [email protected].