FHA Loans Available with Credit Scores as Low as 500
Most lenders require a 620 credit score for FHA financing because they rely only on automated approval systems such as DU (Desktop Underwriter) or LP (Loan Prospector).
At Barclay Butler Financial Inc., we can help borrowers with lower credit scores:
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500–579 credit score → Eligible with 10% down
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580+ credit score → Eligible with 3.5% down
✅ We offer Automated Approvals (Total Score Card, DU, LP)
✅ We also provide Manual Underwrites if automated systems deny your loan
✅ We close loans others can’t
Loan Programs We Offer:
FHA, Conventional, Jumbo, VA, USDA, Sub-Prime, Bank Statement, Asset-Based, Portfolio, and Investor Mortgages.
Licensed in: California, Florida, Georgia, Illinois, North Carolina, South Carolina & Tennessee.
📞 Call/Text: 224-420-9990
📧 Email: bbutler@barclaybutlerfinancial.com
👤 Contact: Barclay Butler
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