Zero down payment with a 580 credit score.

You can buy a home with zero percent down with a 580 credit score. We will cover your down payment of 3.5%.

We will verify your income but we will not collect tax returns if you are not self employed.  If you are self employed we will require your last 2 years of tax returns. The maximum debt ratios are 46.99/ 56.99. This program is an FHA mortgage with a Down Payment Assistance included. So the credit criteria will be the same as any other FHA  mortgage. If you do not qualify for the DPA you can also put down your own 3.5%. Barclay Butler Financial does these loans.  If you have questions please text or call me at 224-420-9990. You can also email me at bbutler@barclaybutlerfinancial.com. # 580creditscore,  #zero down, #3.5%down