Barclay Butler Financial Inc.

September 30, 2026

FHA Stated‑Income Loan for the Self‑Employed

Only 3.5% Down — Use Your REAL Income to Qualify Are you self‑employed but don’t declare all of your income on your tax returns? This loan program was built for you. With this FHA‑based stated‑income option, YOU prepare your own Profit & Loss and declare your actual income — not the reduced number on your tax returns. Program Highlights Only […]

2-4 unit building 0 50 sec read

March 14, 2023

FHA vs. Conventional Loans: Which One Is Better for You?

One of the most common questions I get as a mortgage professional is: “Should I go with an FHA loan or a Conventional loan?” The truth is, there’s no one‑size‑fits‑all answer. Both FHA and Conventional loans are great options — the right choice depends entirely on your financial profile and homeownership goals. Think of it like a tug‑of‑war between flexibility […]

203- K mortgage 0 2 min read

December 30, 2018

🛠️ Rehab Loans for Owner‑Occupied, Second Homes & Investment Properties

Whether you’re buying a home to live in or purchasing a property to rent out, we offer rehab loan programs that let you buy and renovate the home at the same time—with no additional money down for the rehab portion. These programs are designed to help you bring a property up to code or customize it to your liking—new kitchen, […]

2-4 unit building 0 1 min read

FHA Stated‑Income Loan for the Self‑Employed

FHA vs. Conventional Loans: Which One Is Better for You?

🛠️ Rehab Loans for Owner‑Occupied, Second Homes & Investment Properties

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