Why Use a Non‑Occupying Co‑Borrower or Co‑Buyer When Buying a Home?

A non‑occupying co‑borrower (sometimes called a non‑occupant borrower or co‑signer) is someone who signs the mortgage with you but does not live in the home. This person is typically a parent, relative, or close friend who is willing to use their income and credit to help you qualify. A non‑occupying co‑borrower (sometimes called a non‑occupant borrower or co‑signer) is someone […]