If you have bad credit but need to access the equity in your home, this program may be the right fit. We work with borrowers who have credit scores in the low 400s, and we focus on real‑world approval factors—not just your credit report. This loan can help you: Pay off high‑interest debt Access cash for investments Cover tuition or […]
Until recently, a 620 credit score was the minimum requirement for a conventional mortgage. That’s no longer the case. Now, borrowers with lower—or even no—credit scores may qualify for conventional financing. 🏢 Why This Matters for Condo Buyers Most condos in the U.S. are not FHA approved. That used to limit options for buyers with lower credit scores. With this […]
Most if not all construction loans require 20% down. There are look alike construction loans That follow conventional, FHA, USDA & VA guidelines. This means you could build a home with zero money down if you are a veteran or qualify for a USDA loan. Conventional construction loans will allow 5% down payment. FHA construction loans will allow 3.5% down […]
You can now put down 5% when buying a 3-4 unit with a conventional loan not FHA. The guideline recently changed from 20% down to 5% down. If you already have an FHA loan or the property cannot qualify for an FHA loan or if the seller is not willing to accept an FHA loan this is another option with […]
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