Buy a Home While in Chapter 13 Bankruptcy

Most people don’t realize this—but you can buy a home while you’re still in a Chapter 13 bankruptcy. If you’ve filed Chapter 13, you only need to wait 1 year from the filing date and have 12 on‑time payments to the trustee to qualify. ⭐ Rebuild Your Credit the Right Way To prepare for approval, it’s important to rebuild your […]

VA IRRRL (Streamline) Refinance — No Credit Score Needed

If you currently have a VA mortgage, you may qualify for a VA IRRRL (Interest Rate Reduction Refinance Loan)—one of the easiest and most flexible refinance programs available to veterans. ⭐ No Credit Score Required You can qualify even if you’ve had mortgage lates in the last 12 months. The VA does not require: • A credit score • Income […]